6 Benefits Of Using A Mobile Banking App For Making Payments

The introduction of mobile apps has revolutionized the way we use mobile phones. With these applications, one can perform most of the activities from anyplace. What’s more amazing is carrying out financial transactions on a mobile phone without stepping out of your home.

With more and more people using mobile phones for shopping and making payments, almost all banks, including IDFC FIRST Bank offer an innovative mobile banking app to help their customers do most banking online from opening a bank account to making online bill payment and instant money transfer.

Furthermore, using this bill payments app, the customers are guaranteed secure bill payments such as the electricity bill payment, credit card bill payment and other utility payments. All the bill payments are easily accessible and completely safe through the latest security measures like multi-factor authentication. By using this advanced bank mobile app, you get to have some important benefits, and they are:

  1. Digitalized bill payment platform 

With the IDFC FIRST Bank mobile banking app, the user can carry out bill payments online. For the purpose, he or she is required to log into the app by using the Username and Password and verifying the OTP sent on the mobile phone. Once you are registered with the app, you can access it to make payments online. With the best bill pay app from IDFC FIRST Bank, you can set up the payment on the portal to pay it on time.

  1. 3-click bill payment option

The IDFC FIRST Bank mobile banking app helps you pay bills on time with the three-click bill payment optionWith this payment option, you can pay for electricity, cooking gas, credit card bills and post-paid mobile bills with just three clicks. You can make payments from anywhere and at any time without wasting your time.

  • User-friendly app  

Apart from bill payments, this user-friendly app also help you do other banking activities such as:

  • Quick money transfers to any bank account without adding beneficiary
  • Easy DTH or mobile recharge
  • Get bank account balances using the linking facility
  • View bank transactions through filters customized on name, category, and mode of payment
  • Instant money transfer using a UPI or QR Code
  • Credit card rewards redemption
  • Open FD and RD accounts
  • Quick purchase and recharge of FASTag
  • Avail special loan offers
  • Use the Income and Expense Analyzer for comparing cash flow
  • Check and access bank accounts, cards, and loans
  • Get 12×7 assistance over chat, video call, and email

The users can also use their excess money to invest in equity or trade in commodities.

  • Works well on new-gen mobile phones

The IDFC FIRST Bank mobile banking app is accessible on all types of new-generation mobile phones. This makes it very convenient to operate your bank account using the:

 

  • BHIM UPI app
  • Funds transfer facility
  • Credit Card EMI payment services
  • Retail Forex
  • e-mandate
  • Online shopping bill payment
  • NACH
  • Online tax payments
  • Safe and secured banking facilities 

With this mobile banking app, you can pay online in the most secure way and get alerts and updates immediately after every payment or transaction.

  • Innovative tools

The innovative tools such as smart filters and income and expenses analyzer on the IDFC FIRST Bank mobile app helps enhance user retention. They help you monitor and manage your finance and achieve both long-term and short-term goals.

Thus, you can pay your bills on time and avoid late payments using the best tools offered on the IDFC FIRST Bank mobile banking app.

About Maria D. Williams

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